Judgement, underwritten.
A future Upterix-validated design will carry E&O insurance coverage that transfers residual technical risk off your balance sheet. We are building this product now. It launches with the first underwriter relationship.
What it is
E&O coverage on the engineering opinion itself.
Independent design review delivers an expert opinion. That opinion is the product. Without underwriter backing, the buyer carries 100 per cent of the residual risk that the opinion proves wrong.
The opinion is correct or it is not. All residual technical risk sits on your balance sheet.
The opinion becomes a balance-sheet-grade instrument — procurement-ready in environments unbacked advisory cannot enter.
How the product works
Three layers.
- Layer 1
The engineering opinion
Upterix senior engineers deliver the design audit or constructability review using UDGR™ and supporting methodologies.
- Layer 2
Internal underwriter QA
A second senior engineer — not from the original delivery team — signs off the audit as compliant with underwriter criteria. A structured second-look process built specifically for the assurance product.
- Layer 3
The insurance wrapper
Underwriter attaches a defined-limit E&O policy to the audit. Coverage caps and definitions are negotiated per engagement and disclosed transparently to the buyer.
Why it matters commercially
It changes the buyer conversation.
Risk-averse buyers cannot easily accept an unbacked engineering opinion. An underwriter-validated opinion is procurement-ready in environments where unbacked advisory is not.
Regulated entities, banks
Procurement requires backed advisory; unbacked opinion can't pass risk committee.
Sovereign-AI platforms
Capital partners demand transferable assurance — judgement alone doesn't survive due diligence.
Government clients
Treasury-grade procurement processes accept only opinions with a balance-sheet wrapper.
It also creates a commercial moat. Competitors can copy a methodology overnight. They cannot copy underwriter relationships — those take years of audited track record to access.
Status
In development. Underwriter conversation underway.
- Phase 1Now
Track record accumulation
Every Rapid Audit and Design Review is documented to underwriter-ready standards. We build the audit corpus that will earn the first policy.
- Phase 2Month 9–18
Underwriter relationship signed
First insurance-backed engagements deliver on selected service lines — Design Review, Constructability Review, Tender Review.
- Phase 2+Beyond
Coverage extended to adjacent service lines
As track record compounds, coverage broadens to layout, BIM and site selection engagements where the failure modes are codified.
This is a multi-year asset, built deliberately.
Early access
Want to be notified when this launches?
Register your interest. When the first underwriter agreement is signed, we will reach out to early-interest clients first.
Or start now with a Rapid Audit — every Rapid Audit is conducted to underwriter-ready standards. Book one →